What Happens If My Car Is Totaled In An Accident

If Your Car is Totaled

Most car accidents produce property damage that involves one or more vehicles and the personal materials contained inside each automobile. Although minor accidents are stressful, they do not compare to incidents that damage your car beyond repair. If your car is totaled in an accident caused by another party’s reckless behavior, you will need to file a property damage claim to obtain compensation for your repairs. Filing a property damage claim can be difficult if you are not familiar with the legal system and what needs to be done to prepare a case.

Instead of compromising the integrity of your claim and limiting your chance to obtain maximum compensation, contact Fast Help immediately following an accident. Fast Help is Atlanta’s accident injury helpline that connects victims with experienced attorneys and doctors who specialize in civil claims and personal injury claims. Our vast network of affiliated attorneys can help you navigate the claim’s process, collect evidence that supports your case, and negotiate a fair settlement on your behalf. Dial (404) 592-0318 to speak with an attorney about your case and what you may be entitled to.

Personal Claims Process for Totaled Cars

The application process occurs after you file a property damage claim with the defendant’s insurance provider. Property damage claims are less complex than personal injury claims as they require less evidence and are often settled in less time. The cost of your vehicle repairs is determined at a fixed amount based on its current market value. A FAST HELP attorney can speak on your behalf to an insurance adjuster and handle any telephone calls or emails that are needed for your claim to move forward.

Your Right To Collect Compensation After Totaling Your Car

If your vehicle is damaged beyond repair because of another party’s negligent behavior, you have rights under Georgia law. In almost every situation, FAST HELP’s affiliated attorneys will be working with the other party’s insurance provider through their adjuster. It’s important to keep in mind that if you have to speak with the other party’s adjuster, do not offer too many details regarding the accident or your position. Focus your conversation on property damage issues exclusively. Anything you tell them can be used to discredit your claim and reduce your potential settlement.

Determining Whether Your Vehicle Is A Complete Loss

Your car will be deemed as a full or total loss if the cost of the repairs equals or exceeds 75 percent of the pre-accident market value. If the vehicle is determined to be salvageable, you will sign over your car’s title to the insurance company who then pays a fair market value to you or your lending company.

You can choose to keep your car in a salvage scenario and receive an amount that’s the difference between the fair market value and the salvage estimate. In most situations, the salvage value of a car is approximately 10 to 25 percent of the total loss value.

If your car is financed, the liability insurance company will pay the payoff amount to your lender, as required by law. If you have paid down the balance and there is any money left after the payoff, you will receive a check for the difference.

Contact FAST HELP To Learn How To Recover Your Losses

If you are in an accident that leaves your vehicle wrecked beyond repair, call FAST HELP to speak with an experienced Atlanta Personal Injury Attorney about your options. Our partners can help you file a claim that covers the cost of your vehicle’s repairs, as well as other damages you may have incurred.

Don’t overwhelm yourself trying to manage the aftermath of a significant accident alone. Allow the experienced professionals at FAST HELP to protect your legal rights and fight on your behalf for compensation. Dial (404) 592-0318 immediately following an accident.

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MY CAR IS TOTALED

If Your Car is Totaled

Personal Claims Process for Totaled Cars

Your Right To Collect Compensation After Totaling Your Car

Determining Whether Your Vehicle Is A Complete Loss

Contact FAST HELP To Learn How To Recover Your Losses