When you are involved in a car accident and are not at-fault, you have the right to file a personal injury claim to collect compensation for your damages. Most accident claims are settled before a trial begins, other are addressed before a lawsuit is ever filed in civil court. Still, there are plenty of accident victims who do not submit claims because they are personally connected to the responsible party.

It’s important to understand that insurance providers are responsible for paying off settlements, not the party that’s determined to be at-fault. If you are injured in an accident that’s caused by another party’s negligent behavior, regardless of how you are associated with them, contact an Atlanta personal injury attorney today for a free consultation.

Atlanta Personal Injury Settlements

Personal injury claims are taken care of by the at-fault party’s insurance provider. That’s why such policies are required to have by law – to protect the policyholder from the financial burden if extensive injuries or damage occurs as a result of an accident. Still, most insurance companies set limits on settlement payments, which means that they are willing to cover the costs up to a specific amount.

When The At-Fault Party Is Responsible For Paying A Settlement

There are two situations that can cause the at-fault party to be responsible for settlement payments. The first is in cases where the settlement agreement exceeds the limit set by their policy. Here, the responsible party is required the cover the difference between the policy limit and the remaining settlement. The second situation appears with drivers who are not insured.

When Your Insurance Provider Is Responsible For Payment

Your own insurance provider may be responsible for covering your settlement when the other driver does not have a policy. Most people pay monthly premiums as a part of their plan to protect themselves in case an accident with an uninsured driver occurs.

Learn More About Your Options Before Abandoning A Personal Injury Claim

If you are injured as a result of another person or party’s negligent behavior, you have a right to file a personal injury claim to cover your expenses. Regardless of whether you have a direct relationship with the defendant, your long-term health and finances are the most critical factors for you to consider when accidents take place.

Before you decide how to move forward, contact Fast Help to speak with one of our personal injury attorneys. Fast Help offers free consultations, allowing you to receive the information you need to make an informed decision. Dial (404) 592-0318 right now to learn more.