How Pain Affects Personal Injury Claims
Many drivers assume that their personal insurance policy covers all accidents. This is not often the case when an accident involves a rental car. Make sure to review the details of your policy to verify whether rental car coverage is included.
There are two types of insurance coverage:
- Liability: Covers the costs of treatment for other drivers, as well as their vehicle repairs
- Collision: Applies to damage you cause your car up to a particular limit
If you signed and paid for a collision damage waiver when first renting your vehicle, all repairs and replacements should be covered by the rental company. However, it likely will not cover the other driver’s or passenger’s damages.