How Insurance Adjusters Try To Devalue Accident Claims
Tactics insurance adjusters often use to reduce the value of an accident claim
The National Safety Council reports that the average injury accident costs the victim close to $336,000 across lost wages, medical expenses, and overall impact on their quality of life. To mitigate these expenses, victims often seek compensation from their insurance provider by filing an accident claim.
Although you pay monthly premiums against the insurance policy you possess, it is not in the insurer’s best interest to provide fair compensation for the damages you sustain as a result of an accident. The end goal of any insurance provider is to maximize savings. To support this goal, insurance companies utilize insurance adjusters who evaluate accidents and scrutinize various details with the objective of providing the least amount of compensation possible.
What Is An Insurance Adjuster
Insurance or claims adjusters work for your insurance provider and investigate accident reports. Many adjusters focus on personal injury and property damage claims, two specific subjects that tend to be the most expensive claims for insurers. And, although the adjuster who is assigned to your case may come off friendly, it’s important to know that they are not on your side. Their position requires them to try and settle your claim as easily and as cost-effectively as possible.
To meet this goal, adjusters often use tactics that manipulate accident victims to believe that if they do not settle quickly, they will never receive any compensation whatsoever. If you are in an accident and require compensation for your damages, call our Atlanta accident hotline to speak with legal and medical professionals for free. After you call Fast Help, review the following tactics that adjusters often use to protect your case and the ability to maximize your compensation. windows blind 10 product key
Creating a narrative that places blame or guilt on the victim
Since insurance adjusters are focused on getting you to settle as quickly as possible, they often try to confuse you by creating a narrative of the accident that positions you as responsible. Adjusters will try to catch you off guard and speak with you in person unexpectedly. In these situations, they’ll try to present a quick, low-sum offer in exchange for a release agreement. If this happens to you, do not sign anything without the supervision and approval of a qualified accident attorney.
Understanding that it can take weeks or months before the complete extent of your potential accident injuries appears, it is not in your best interest to sign anything or settle soon after your accident.
Using your own statements against you
Many insurance or claims adjusters will try to trick accident victims by using clever wordplay to confuse them and get them to make statements that reduce their credibility. For instance, an adjuster may ask you how you’re feeling. Simple enough. If you respond with anything that shows you’re in good health, they may report that when speaking to you privately, you disclosed that you’re perfectly fine and weren’t experiencing any level of pain.
If an adjuster attempts to speak with you directly, it is in your best interest to refer them to your accident attorney.
Trying to convince you that an attorney isn’t necessary
The biggest threat to any adjuster is an experienced accident or personal injury attorney. A Fast Help attorney will not let them manipulate your case or use tactics that attempt to bypass your legal rights. Studies show that settlements are 40 percent higher for accident victims who are represented by an attorney instead of managing their cases autonomously. photoshop 2020 crack reddit
Seeking permission to review your medical records
To prove whether your injuries are legitimate, adjusters will often attempt to review your medical records. Allowing them to do so gives them complete access to your history, which they can use to your detriment. Unrelated past injuries can be used to diminish the legitimacy of your current health and cited as the true cause of the pain you experience today.
Do not give an adjuster authorization or permission to see your medical records. Our Fast Help attorneys can help guide you through the legal landscape connected to medical record authorization. We will make sure that your insurer will only see the documentation that’s required. sound pad cracked
Having you followed by an investigator
Your insurer can legally have an investigation follow you while an accident claim is being processed. From your home to your place of business – they have a legal right to follow you in any public setting. If they catch you partaking in any type of physical activity that can be used to devalue the extent of your injuries, they will use this as evidence to justify a low-sum settlement offer.
Even adding content on social media can be used against you. Your Fast Help accident attorney can help you avoid these potential setbacks.
Your Fast Help accident attorney will fight for you and protect your legal rights
While insurance adjusters work tirelessly on behalf of their employers, our Atlanta accident injury attorneys are here to do the same for you. By working with Fast Help, you are able to protect the integrity of your claim and position yourself for maximum compensation. windows blind product key
Don’t allow an adjuster to ruin your case and long-term future – call Fast Help immediately after an accident occurs. Just dial (404) 592-0318.