Understanding Your Rights When Colliding With Uninsured Drivers
The results of most serious car accidents include physical trauma, damaged vehicles, and thousands of dollars worth of medical costs. Even though the State of Georgia requires all drivers to have auto insurance, it does not mean that every motorist does.
If you are involved in a car accident with someone who is uninsured, call Fast Help for legal guidance.
Our network of affiliate Atlanta personal injury attorneys have recovered millions of dollars in compensation and restitution for accident victims who contact us following a collision. We can help you, too.
Insurance Coverage and Uninsured Drivers
If another motorist collides with your vehicle or if you’re involved in a hit-and-run incident, your insurance provider will only cover actual damages after you pay a deductible. For actual damage to be acknowledged by an insurance provider, it must be capable of being measured and determined based on the cost of your vehicle’s repairs.
This means that you are responsible for paying a portion of the expenses out-of-pocket before you can receive some compensation. There are two forms of damages that are not covered in accidents that involve uninsured motorists:
- Punitive damage
- Nominal damage
Punitive damages are when cash is awarded to the crash victim as a form of punishment against the defendant. Nominal damages refer to cases where compensation is awarded based on emotional damage and notable impairments.
If you can collect information from the uninsured motorist, your insurance company may pay the difference between what the other driver can afford and what you should have been entitled to. However, this usually does not cover the total cost of medical bills, missed work, and other related expenses.
Fast Help’s Atlanta Personal Injury Attorneys Can Help You Collect From Uninsured Motorists
If you are involved in an accident with an uninsured motorist, a Fast Help affiliate attorney can help you. With our support, our personal injury attorneys will discuss all of the opportunities that exist for collecting compensation for your damages.
Trying to navigate through the legal system on your own is difficult, especially during such a stressful time.
Our attorneys help thousands of accident victims each year and know how to maneuver through the court system in ways that ensure you receive the highest possible compensation. There are no upfront costs associated with Fast Help as all of our attorneys operate on contingent agreements. This means that you do not pay anything unless we win your case.